About Us

We are the Independent Insurance Brokerage/Agency of Athena Insurance and Financial Services founded in 1996.  We operate in a variety of Western States and have continually added more States for the last several years.  For a complete list of the States we write in feel free to visit our Personal Lines site by clicking here.

Further verification regarding our authority can be viewed at the California Department of Insurance web site at Insurance.ca.gov. We operate in California under the name Athena Insurance and Financial Services with State broker license 0588225

In addition our National Producer License is 2709340.  In many States we are listed either as Steve Valencia or Athena Insurance and Financial Services.  Once again a complete list of license numbers for the States we are license in can be found on our main web site at AthenaInsurance.com.

As our title infers we are Independent and we are Brokers.  This in itself separates us from others in that we operate Independently to represent our Client’s interest.  We do this with written agreement between our more than 150 insurance carriers across multiple States in the United States and Mexico.

Our office is located at:

Athena Insurance and Financial Services
13773 Eaton Road
P.O. Box 390
Pine Grove CA 95665
Phone: 209 223-1870   Fax 209 223-3227   Hours: Monday – Friday 8:00am to 4:30pm

The founder of Athena Insurance and Financial Services

Athena Insurance and Financial Services was found in 1996 by Steve Valencia and Steve is currently the owner, broker and agent.  Athena was founded in the State of California.  This means that we are not a Foreign owned Agency.  Our agency is 100% U.S. made and owned.

Originally Steve entered into the Insurance Industry in 1980 as a life insurance agent.  As a life agent he advanced his skills by becoming a Life Underwriters Training Council Graduate. To further his education and skills he studied advanced life insurance markets for Keyman Insurance, Buy – Sell Insurance and Life Insurance for Estate Planning Concepts.

Further expanding his knowledge and skills for the insurance industry he became licensed as a Securities Representative and ventured into Property & Casualty and Health Insurance.

Knowledge & Experience is what we bring to the table

Since 1980 Steve has been working to protect the needs of those who appreciate his knowledge and expertise.  You are not just another number with Steve.  He will take the time to make sure he & his staff provide you with the very best attention you deserve.

Staff at Athena Insurance and Financial Services

Since this is going to be a time sensitive statement it comes with a date.  As of 2016 the average length of employment with Steve and his staff is 20 years!  This is very important when you think about the amount of training and experience that comes with every conversation you enjoy with Athena Insurance and Financial Services.

The Companies we represent

The companies we represent all have A.M. Best Rating of A- or better.  We work with admitted and non-admitted carriers when shopping and comparing insurance to meet your insurance needs.  Many of the companies we bring to you have over a Century of experience in providing insurance services. Together with their underwriting teams we will evaluate your insurance submissions to not only provide you with a competitive quote but to evaluate the risk your company needs insurance for.